Michelle, tell me about you and your business. Hair at the Promenade has been here for 16 years now but I’d rather not say how long I’ve been a hairdresser! I’m here Monday to Friday and employ another hairdresser, Jodie. I’m really proud that 90% of our business comes from repeat clientele.

What do you enjoy about your work? It’s ever changing. The trends, new products, styles – it’s a fun and creative industry.

What trends are hot in hair right now? Splashes of colour, whether its colour washes or bold colour choices, that seems to be on trend, especially with the younger clientele. For the more mature ladies, we are seeing lots of lovely golden and rich brown colours, with short bobs, flowing long locks and body.

What do you like about being based here? I love all the natural light here and how open plan it is. It’s great to be able to look at the creek through the working day. All the businesses here make it feel like a little community too.

What do you like to do on the weekends? I like to keep fit and am part of the Coffs tri club and regularly participate in Iron Man competitions around Australia. I also like to walk my dog – Lily. She’s a Groodle (Golden Retriever / Poodle) and is quite often seen in salon from time to time.

Thanks Michelle.

Contact Michelle and Jodie at Hair at the Promenade on  (02) 6651 4228

Tell us a little bit about you and your business

We are an independent financial advisory business, founded in Coffs Harbour in 2012 by Managing Director Christine McGregor.

In 2016 Craig McGregor joined the business as Commercial Manager, Joanne Rolfe as Client Manager and this year Fiona Erquiaga has commenced as Lending Manager, combining over 65 years finance industry experience.

We specialise in all aspects of residential, investment, commercial, business, SMSF (LRBA), motor vehicle and equipment finance.

At My Mortgage Manager, we partner with our clients to offer a choice of personalised finance solutions. We empower clients to live a lifestyle they desire, working together to create a secure financial future for themselves and their families. My mortgage manager has established a loyal client base due to our delivery of superior service and outstanding results for clients.

What inspired you to start your own business

A passion for helping people, using our in-depth knowledge of banks and lenders to ensure our clients get the best financial outcomes.

What do you specialise in

We specialise in the structuring of finances for residential homeowners and investment property investors. In Commercial lending, we specialise in Property investment, construction/development, Health, Professional services and Real Estate.

What do you most enjoy about your work

The ability to make peoples dreams become reality, whether that be buying their first home, their dream home or their first investment property. Educating clients how to create a lifestyle and a secure financial future.

What keeps you motivated

Delivering the best possible outcomes for our clients. A home purchase for some is the single biggest transaction they will undertake. Our aim is to remove the stress and time consumed and make it a streamlined process. Apart from that… we all like a little dance to JT (Justin Timberlake).

How long have you been at The Promenade

We moved from a home office to The Promenade in February 2016.

What do you like about being based here at the Promenade

The proximity to CBD and Jetty, whilst enjoying the relaxed atmosphere and creek outlook.

What trends are you seeing in the mortgage sector

At present in the mortgage/home loan industry, there are many factors impacting on borrowers which are as a result of an uplift in the property market, regulatory limitations on Lenders by APRA, government policies etc.

There are daily changes which affect borrowers such as interest rates changes independent of RBA cash rate, investment lending limitations, borrowing capacity etc. It is our role to be informed on these changes and navigate impacts so we can educate and provide our clients with personalised finance solutions.

What is the process to getting My Mortgage Manager to help a potential client

It is best for a prospective client to contact us and book a consultation via phone, social media (Facebook/Instagram), or via our website or Mobile App: https://1af3.app.link/?brokerId=1-T069DV.

During the consultation, we discuss what your financial and personal needs and goals are, now, short term and long term. Then we research the many different products from a range of 30+ lenders to ensure we provide the right solution that meets your needs and goals. We’ll do the paperwork, manage the application process right through to settlement. We then remain in constant contact via ongoing management to ensure our clients remain with the market-leading product and interest rates.

Anything in particular tips for those with a mortgage

A second opinion maybe the best opinion.

What do you like to do on your days off

Pilates, family time, and attend Jetty or Bellingen markets.

Thanks, Christine and Craig.

Find out more about Christine and Craig’s business via the website or visit the team at The Promenade.

To keep up to date on all the business activity at The Promenade, follow us on Facebook and Instagram!

What is the business name

One Agency Coffs Harbour

Tell me a little bit about the team and business

We are ONE multitalented organisation of Residential Sales People, Property Managers and an ONE fabulous Administration Team.

What do you specialise in 

Real Estate Sales and Property Management – making dreams come true!

What do you most enjoy about your work

Working with people, assisting them and solving their problems.

What is the team’s motivation

To deliver an exceptional real estate experience through our passion for property. To strive for success and create harmony.

When did you move to The Promenade 

1 December 2013

What do you like about being based here at the Promenade 

It’s a great ‘destination location’, we love the creekside location and the holiday feel.

What are the top tips for buying/selling a house

a) choose a knowledgeable, respectable Agent that you are comfortable with and feel that you can work with, ask your friends and relatives for recommendations.

b) first impressions count; present your home well.

c) know what you can borrow; have your finance preapproved.

What trends have you noticed in the local Coffs Coast area recently in terms of real estate

There’s been a lot of growth in the market and although we are seeing early signs of change, it’s always a great time to buy and sell property!

What is something we don’t know about the team at One Agency 

We’re multicultural, flexible & adaptable – both physically & emotionally!

What do you like to do on days off work

Between us all, we like to stay healthy, active and enjoy the outdoors, we also volunteer in local schools and with local charities and we even indulge in craft activities!

Anything else you would like to add

We like to go the extra mile by providing a holistic approach to everything we do!

Thanks, the One Team.

Find out more about One Agency Coffs Harbour via the website or visit the team at The Promenade.

To keep up to date on all the business activity at The Promenade, follow us on Facebook and Instagram!

Feeling the chill on these cooler winter mornings? Why not start your day with a tasty brekky from the great new menu at Shearwater Restaurant.

$12 breakfasts are served every day from 8am so you can enjoy yummy ricotta hot cakes or the delicious corn fritters with the gorgeous creek setting as your morning backdrop. Some of the breakfast dishes are so popular that they’re also made available on the lunch menu (such as the Corn Fritters and Croque Madame).

Chef Luke Guy is relatively new to Shearwater and is delighted to have introduced Korean Fried Chicken Sliders. The buns for this dish are sourced from K’Pane Artisan Bakery in Coffs who are renowned for their organic, fermented bread.  Throughout the year, Shearwater also has beautiful fresh fish, all locally caught, available for lunch and dinner.

The menus at Shearwater are designed to reflect the seasons and the restaurant has some enticing comfort food available to warm us up with delicious dishes such as the Beef Bourguigon and Lamb Shanks available for dinner. The Pan Roasted Duck Breast with sticky pork belly and an Asian baby herb salad also goes down like a treat with diners.

And let’s not forget those with a sweet tooth who keenly eye off the dessert specials even before taking a seat. All daily desserts blackboard specials are a set price of $11.90 and with offerings such as crème brulee, bake ricotta and strawberry cheesecake and Sticky Date Pudding with warm butterscotch sauce available, dessert will surely hit the spot. Desserts are available with all three meals of the day.

And how many delicious restaurants provide their patrons the opportunity for fish feeding? One thing you may not know is that The Promenade site has been developed where the Coffs Butter Factory once stood.  The theory is that the factory used to release the buttermilk into the creek every day and attract schools of fish. Today, plenty of fish can still be spotted below the front deck and staff are happy to provide bread to customers for the fish. It’s just one of the many appealing elements of enjoying a relaxing, waterfront dining experience.

The bar at Shearwater is stocked with a wonderful variety of wines and the venue is also available for weddings, parties and corporate functions. Shearwater Restaurant is open for breakfast lunch and dinner daily.